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Diminished value claims in Texas

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The free estimate still works from your vehicle and repair facts. We will not invent statutes, deadlines, or case law to fill the gap.

Texas at a glance

Claim against the at-fault driver's insurer
Generally recognised
Claim under your own policy
Not generally available
Time limit to bring a claim
2 years2y CPRC § 16.003
Small claims court
Justice Court (justice of the peace)Takes claims up to $20,000

Texas generally requires the loss to be framed as the difference between pre-accident value and value after repairs, so it is not a double recovery of repair costs.

Verified September 13, 2026. Compare every state.

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