All 51 jurisdictions
Where you can claim, and how long you have.
The state where the accident happened sets the rule. In some states the claim is effectively closed to you — we say so before you spend anything, rather than after.
- States we sell a report for
- 38States we sell a report for
- Years to file, depending on the state
- 2–10Years to file, depending on the state
- Where we stop you before you pay
- 13Where we stop you before you pay
Showing 51 of 51
- AlabamaConditions apply2 years to file$6k small claims
- AlaskaSupported2 years to file$10k small claims
- ArizonaSupported2 years to file$5k small claims
- ArkansasConditions apply3 years to file$5k small claims
- CaliforniaConditions apply3 years to file$12.5k small claims
- ColoradoSupported3 years to file$7.5k small claims
- ConnecticutNot available2 years to file$5k small claims
- DelawareNot sold yet2 years to file$25k small claims
- District of ColumbiaSupported3 years to file$10k small claims
- FloridaNot sold yet2 years to file$8k small claims
- GeorgiaSupported4 years to file$15k small claims
- HawaiiConditions apply2 years to file$5k small claims
- IdahoConditions apply3 years to file$15k small claims
- IllinoisSupported5 years to file$10k small claims
- IndianaSupported2 years to file$10k small claims
- IowaConditions apply5 years to file$6.5k small claims
- KansasSupported2 years to file$10k small claims
- KentuckyConditions apply2 years to file$2.5k small claims
- LouisianaConditions apply2 years to file$5k small claims
- MaineConditions apply6 years to file$10k small claims
- MarylandSupported3 years to file$5k small claims
- MassachusettsNot available3 years to file$7k small claims
- MichiganNot available3 years to file$7k small claims
- MinnesotaConditions apply6 years to file$20k small claims
- MississippiConditions apply3 years to file$3.5k small claims
- MissouriSupported5 years to file$5k small claims
- MontanaConditions apply2 years to file$7k small claims
- NebraskaNot available4 years to file$7.5k small claims
- NevadaNot available3 years to file$10k small claims
- New HampshireSupported3 years to file$10k small claims
- New JerseySupported6 years to file$5k small claims
- New MexicoSupported4 years to file$10k small claims
- New YorkNot available3 years to file$10k small claims
- North CarolinaNot sold yet3 years to file$10k small claims
- North DakotaNot available6 years to file$15k small claims
- OhioConditions apply2 years to file$6k small claims
- OklahomaSupported2 years to file$10k small claims
- OregonNot available6 years to file$10k small claims
- PennsylvaniaConditions apply2 years to file$12k small claims
- Rhode IslandNot sold yet10 years to file$5k small claims
- South CarolinaNot sold yet3 years to file$7.5k small claims
- South DakotaConditions apply6 years to file$12k small claims
- TennesseeConditions apply3 years to file$25k small claims
- TexasConditions apply2 years to file$20k small claims
- UtahSupported3 years to file$20k small claims
- VermontSupported3 years to file$10k small claims
- VirginiaConditions apply5 years to file$5k small claims
- WashingtonSupported3 years to file$10k small claims
- West VirginiaConditions apply2 years to file$20k small claims
- WisconsinSupported3 years to file$10k small claims
- WyomingConditions apply4 years to file$6k small claims
Want both routes side by side instead of a page per state? The free state rules checker gives the third-party and first-party position for any jurisdiction, with the case or statute behind it, and the deadline checker turns the period into a date.
Deadlines and small-claims limits come from our reviewed state table and are dated on each state page. They are general information, not legal advice, and they are not a substitute for confirming the deadline that applies to your own situation.
Your state sets the rule. Your car sets the number.
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This is an estimate, not an appraisal or a promise of payment. It's based on the information you entered and general market data. Insurers may dispute or deny claims. Read the full disclaimer.