Free tools
Each one runs in your browser, answers a single question, and asks for nothing in return. No email, no account.
Two questions come up before anything else after a repaired accident: what the insurer is going to offer, and how long you have to do something about it. Both have exact answers, and neither needs an account or an email address to get.
The 17c calculator runs the formula insurers actually apply — ten percent of the pre-accident value, cut by a damage multiplier and then by a mileage multiplier — and shows every step, so you can check the figure on a worksheet rather than take it on trust. The deadline checker turns your state's limitation period into a date from the day of your accident, and gives you the court that would hear the claim and what it will take.
Neither is an estimate of what your car lost. That is what the free calculator does, and it is also free.
Insurer formula
17c formula calculator
Run the formula insurers use on your own three numbers and see the figure it produces, with every multiplier shown.
Deadlines
Claim deadline checker
How long a property-damage claim stays open in each of the 51 US jurisdictions, with the small claims court and limit for each.
Start with your number.
You don't need to buy anything to see your estimate.
About 2 minutes · No email · No credit card
This is an estimate, not an appraisal or a promise of payment. It's based on the information you entered and general market data. Insurers may dispute or deny claims. Read the full disclaimer.