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When you need a licensed appraisal

A documented estimate organizes your file. A licensed appraisal is a professional opinion, often after inspection.

Updated March 1, 2026

We sell documentation, not credentials. If your situation needs a physical inspection, an appraisal clause, or someone who can testify, that is when you need a licensed appraisal or a qualified attorney.

That referral is intentional. Selling a package into a claim that needs a physical inspection would waste your money and weaken trust.

Situations that usually need a professional

These are flags, not legal conclusions.

  • Unusually high claim amount relative to ordinary passenger vehicles
  • Exotic, collector, or specialty vehicles
  • Commercial use
  • Disputed liability
  • Severe prior damage
  • A lawsuit already filed
  • A policy appraisal clause you are considering invoking
  • A claim that requires physical inspection

Questions

Is your report a licensed appraisal?

No. It is an informational, evidence-based estimate prepared from information and documents you supply.

Will you represent me?

No. We do not represent users, negotiate with insurers, or send correspondence on your behalf.

See what your vehicle's accident history may have cost you.

Answer a few questions about your vehicle and repair. You will see your estimate and the factors behind it before you decide whether to pay for anything.

Free · About 2 minutes · No account required

This is an estimate, not an appraisal or a promise of payment. It's based on the information you entered and general market data. Insurers may dispute or deny claims. Read the full disclaimer.